Bank of Baroda Posts 11% YoY Growth in Q4 Profit After Tax

Bank of Baroda, the second largest public sector bank, reported an 11% year-over-year growth in Profit After Tax (PAT) to ₹5,616 crore for the fourth quarter ended March 31, 2026. The bank's Net Interest Income (NII) for the quarter expanded by 8.7% YoY to ₹12,494 crore.

The bank's Board has recommended a dividend of ₹8.5 per equity share for FY26. The Global Net Interest Margin (NIM) for Q4FY26 stood at 2.89%, while the Domestic Net Interest Margin (NIM) stood at 3.08% for the quarter.

The bank's gross NPA ratio improved to 1.89% in the quarter from 2.26% a year ago. The Net NPA Ratio of the bank was reduced by 13 bps YoY and stood at 0.45% in Q4FY26.

The bank's domestic advances increased to ₹11,69,458 crore, up 14.5% YoY, while global advances increased to ₹14,29,879 crore, up 16.2% YoY. The bank said retail advances grew by 17.9%, driven by strong growth across segments such as Auto Loan, Mortgage Loan, Home Loan, and Education Loan.

The bank's management will likely provide further guidance on the results and outlook in the coming days. The bank's shares are expected to react to the results when trading resumes.