South Indian Bank declared a net profit of ₹1,455.14 crore for the financial year 2025–26, a rise of 11.69 percent from ₹1,302.88 crore in the prior fiscal, and recommended a 45 percent dividend subject to shareholder approval. The bank recorded its highest-ever business book size at ₹2,23,620 crore along with peak operating profit of ₹2,373 crore and non-interest income of ₹2,009 crore.

MD and CEO P.R. Seshadri said the results reflect a strategy focused on sustained profitability, superior asset quality and a resilient retail liability portfolio. He said the bank is sharpening its organisational structure and using digital technology to meet business objectives while including the financials of its wholly owned subsidiary SIBOSL.

Credit growth during the period was concentrated in corporate lending, MSME, auto, mortgage and gold loans, with emphasis on low-risk assets to ensure a balanced portfolio. The bank reported consistent expansion across all targeted segments aligned with its stated intent of driving profitability through quality credit growth.

The board’s dividend proposal will be placed before shareholders at the forthcoming annual general meeting for approval. The bank will convene the AGM to formalise the payout and related resolutions.