PB Fintech's shares closed at ₹1,000, down 1.76% after the company announced a 42.7% YoY rise in consolidated net profit to ₹192.5 crore in Q2FY27. Revenue from operations rose 35% to ₹2,178 crore, while EBITDA climbed 69.2% YoY to ₹165.5 crore, lifting the EBITDA margin to 7.6% from 6.1% a year earlier.
INSURANCE UNDERWRITING delivered a 38% lift in total premium to ₹9,385 crore, with core online premiums up 38% and new protection premiums—health and term—soaring 42%. Health premiums alone surged 46% YoY.
CORE CREDIT revenue grew 19% to ₹125 crore and disbursals climbed 22% year‑on‑year to ₹2,791 crore, marking the fifth consecutive quarter of sequential growth in credit activity.
PB Partners, the aggregator platform, now backs 5.7 lakh advisors and saw active partners rise 55% YoY to 1.31 lakh. The platform's total premium ticked 36% up to ₹1,989 crore and its revenue rose 39% to ₹698 crore.
ANALYSTS eye next quarter's guidance, noting that the company has yet to set a clear outlook. In the broader sector, insurers are targeting 10% gross written premium growth, a benchmark PB Fintech has comfortably surpassed this year.