Asset quality shows a clear trend: gross NPA fell to 1.61% at September‑end, down from 1.86% in June and 2.60% a year earlier, while net NPAs slid to 0.14% versus 0.15% last quarter and 0.16% year‑ago.
Provisions climbed sharply, reaching ₹562.7 crore in Q2FY27 from ₹401.6 crore in the June quarter and ₹314.1 crore in the same quarter of FY26.
Other income spiked to ₹3,952.8 crore, up from ₹2,633.5 crore in the preceding quarter; this jump includes ₹1,386.67 crore generated by the NSE listing, comprising a ₹252.5 crore realised gain and a ₹1,134.17 crore revaluation gain.
First‑half net profit for FY27 hit ₹6,735.3 crore, a 12.4% rise over ₹5,991 crore in FY26.
The board approved a ₹7,000 crore capital‑raising scheme, allocating up to ₹5,000 crore for long‑term infrastructure bonds and up to ₹2,000 crore for Basel‑III compliant AT1 and Tier‑2 bonds across one or more tranches in the current or next fiscal years.