Commercial bank branches across seven major commercial hubs will pull down their shutters on Tuesday, November 10, 2026. The Reserve Bank of India notified the holiday under the Negotiable Instruments Act to observe Diwali (Bali Pratipada), Govardhan Puja, and Vikram Samvat New Year Day.
The shutdown is regional. While financial nerve centers like Mumbai and Ahmedabad halt branch operations, bank branches in New Delhi, Chennai, and Kolkata will conduct business as usual. In Gujarat, the day marks Bestu Varas, the traditional launch of the fiscal new year. In Maharashtra and Karnataka, the holiday commemorates Bali Pratipada and Govardhan Puja.
Branch counters, manual cash deposits, and over-the-counter cheque clearances will stall entirely in the designated cities. Yet digital financial infrastructure will stay online. Customers can execute transfers, pay bills, and draw cash through Unified Payments Interface platforms, mobile applications, internet banking portals, and automated teller machines without disruption.
| State | Affected Banking Centers | Occasion |
|---|---|---|
| Maharashtra | Mumbai, Belapur, Nagpur | Bali Pratipada / Govardhan Puja |
| Gujarat | Ahmedabad | Vikram Samvat New Year / Bestu Varas |
| Karnataka | Bengaluru | Bali Pratipada |
| Uttarakhand | Dehradun | Govardhan Puja |
| Sikkim | Gangtok | Laxmi Puja / Diwali |
Branches in several eastern and northern territories face a second consecutive closure the following day. On Wednesday, November 11, the central bank’s schedule mandates branch closures in Gangtok, Imphal, Kanpur, Lucknow, Kolkata, and Shimla for Bhratridwitiya, Bhaidooj, Ningol Chakkouba, and Chitragupt Jayanti before routine counter services resume.