
Commercial bank branches across five states will shutter physical counters on Wednesday, November 11, 2026, as regional festival holidays take effect under the Reserve Bank of India's official schedule.
Customers across Sikkim, Manipur, Uttar Pradesh, West Bengal, and Himachal Pradesh face full-day lobby shutdowns. The mandated closure binds all major public lenders—including the State Bank of India, Punjab National Bank, Bank of Baroda, and Canara Bank—alongside private sector heavyweights like HDFC Bank, ICICI Bank, and Axis Bank. Physical clearance stops. Yet core digital banking networks, including automated teller machines and electronic clearing rails, remain fully functional nationwide.
Capital hubs will not skip a beat. Branches in Delhi, Rajasthan, Punjab, and Maharashtra will maintain standard banking hours and settle transactions as usual on November 11.
Regional cultural observances drive the targeted branch closures across eastern and northern state jurisdictions. In Uttar Pradesh, lenders halt counter services to mark Bhai Dooj, while communities in Manipur pause commercial operations for Ningol Chakkouba—a festival celebrating familial ties where married daughters return to their parental homes for ceremonial feasts. West Bengal and Sikkim will observe closures tied to Lakshmi Puja and Bhratridwitiya, alongside traditional observances for Chitragupt Jayanti honoring the presiding deity of deeds and administrative ledgers.
| State | Scheduled Holiday | Operating Status |
|---|---|---|
| Uttar Pradesh | Bhai Dooj | Branches Closed |
| Manipur | Ningol Chakkouba | Branches Closed |
| West Bengal | Lakshmi Puja / Bhratridwitiya | Branches Closed |
| Sikkim | Bhratridwitiya / Lakshmi Puja | Branches Closed |
| Himachal Pradesh | Regional Festival Observance | Branches Closed |
| Delhi & Maharashtra | Regular Business Day | Normal Operations |
Branches across all five affected states will reopen doors and resume physical over-the-counter operations on Thursday, November 12, 2026.